Washington D.C. Property Records
The District of Columbia, also known as Washington D.C., is our nation's capital. Within its rich presidential history, D.C. boasts of some interesting facts. Two U.S. presidents kept pet alligators in the White House. President Jimmy Carter watched more movies there (480) than any other president. Residents of the District of Columbia drink more wine than any other state. Surprisingly, the state gets more rain than Seattle (which is known for its inclement weather). Although Washington D.C. is known for the city, the state borders the Potomac River and has plenty of wilderness. One such tourist attraction is Rock Creek Park. The District of Columbia has 671,803 residents and 350,372 homes, meaning the state produces thousands of property records annually.
Property records are essential for homeowners, local government, and others who work in property-related industries. They are created by the courts, attorneys, realtors, title companies, local government, and private companies and individuals.
What Are Property Records in Washington DC?
Washington, D.C. property records are official documents and reports that contain valuable information about property and its owners. They drastically impact the local real estate market and homeowners. Some of the records perform functions, and others are simply informational. It's better to review them all so you can fully understand a property and its history.
Property History Search Can Include
A property history search can reveal a lot of hidden information about a property or its owners. Although some records have sparse information, many of them overlap. You can count on property records in many situations.
Some of the things that a property history search may reveal include:
- Property Address
- Detailed Legal Property Description
- Current Owner's Name and Address
- Historical Owners
- Property Inspections
- Appraisals / Property Value
- Deeds
- Liens
- Tax Records
- Mortgage Records
- Bankruptcies
- Foreclosures
- Plat Maps
- Surveys
- Easements / Conveyances
- Property Details
- Lot Size
- Zoning
- Boundary Lines
Sources of Property Records in the District of Columbia
Although you might expect all property records to be in one place, they are not. In Washington, D.C., property records are spread throughout the state, including in the courts, local government offices, private companies, title companies, and others.
For example, if you need to file a new deed after buying a house, you must visit the recorder of deeds office. Although the state has no counties, it is considered the equivalent of a county. You can find the OTR Recorder of Deeds address on the state website.
Property taxes are also handled at the state level, and the Washington D.C. Office of Tax and Revenue handles assessing property, billing homeowners, collecting property taxes, and liens and foreclosures if someone defaults on their annual property taxes.
You need a building permit whenever you build, demolish, or renovate. The District of Columbia issues them at the state level. You must contact the Washington D.C. Department of Buildings to apply for a permit and wait until you receive it before starting work.
How are Land Records Different from Property Records?
The state recorder of deeds office handles all property records in Washington, D.C. They consider land and property records the same thing. They have an online resource the public can use to search for land records.
The Role of the Recorder of Deeds
According to the Washington D.C. Office of Tax and Revenue, "The Recorder of Deeds, an administration of the Office of Tax and Revenue, is the official repository of all land records and general public instruments for the District of Columbia. The office is responsible for the collection of all recordation and transfer tax and filing fees on instruments being recorded and maintains these records for public inspection."
How Property Records are Maintained in the District of Columbia
The Washington D.C. Recorder of Deeds office has a process for recording all new documents. First, they stamp them with the date, time, and filing code. Then, they make them a public record accessible to anyone.
Accessing Records at the Recorder of Deeds in the District of Columbia
Property records are public records, and anyone can access them anytime. You can visit the Washington D.C. Recorder of Deeds office during regular business hours and ask to see records. If you want copies, you will have to pay a small fee. You can also search for land records using the state tool.
Recorder of Deeds Locations in the District of Columbia
The recorder of deeds office in the District of Columbia has only one address. Please use the address below and regular business hours.
District of Columbia GovernmentRecorder of Deeds
1101 4th Street, SW, 5th Floor
Washington, DC 20024
(202) 727-5374
Hours of Operations: Recording Documents - 9 am to 3 pm Document Research - 9 am to 4 pm
Types of Property Records
Although the District of Columbia operates slightly differently than other states, it still has the same kinds of property records. When you put it all together, there are quite a few types. Some of the most common types of property records you will find in Washington, D.C., are:
Deeds and Conveyance Records
Deeds are very common property records. They exist to transfer property and verify title. The recorder of deeds in Washington, D.C., records, files, and maintains them.
All parties must sign deeds, and a notary must witness them. Some of the information contained in deeds includes:
- Name of the Seller/Grantor and Buyer/Grantee.
- A detailed description of the property.
- Maps and plats along with boundaries and sometimes surveys showing the acreage and edges of the property.
- Conveyance language explaining the ownership transfer from one person or entity to another.
- Notarization and execution are at the bottom, where everyone signs to make it legal.
Much of the language contained in deeds refers to the warranty implied or specified and the conveyance of the land from one or more parties to another.
Property Tax Records
Property taxes are an essential source of funding for local government. They pay for road maintenance, government salaries, schools, and emergency services (fire, police, EMTs). In Washington, D.C., the Washington Office of Tax and Revenue handles property taxes, from assessing property to collecting taxes, billing, and even liens if someone fails to pay.
Despite the low average effective property tax rate of 0.55%, District of Columbia homeowners pay an average of $3,699 in property taxes due to the high price of homes.
Easements and Covenants
Easements and covenants often accompany deeds and dictate how a property can be used. Easements allow someone other than the owner to access the property for a specific purpose. For example, a power company with power lines on private property can enter and maintain its poles without asking the owner. Anyone buying that property will have to agree to these same terms.
Covenants are rules about how land can be used. You see these often in condo developments and gated communities. They typically refer to the community's common land but can also pertain to the specific housing unit. For example, all units must use the same color paint on the home's exterior.
Plats and Surveys
Plats and surveys are both types of property maps. Plats show the boundaries of all surrounding properties, whereas surveys show only the boundaries of a single property.
Historical Property Records
Property records can grow to unmanageable quantities with time. Many states, like Washington, D.C., move older records into archives to accommodate new ones. The Washington Department of General Services is the repository for historical property records, and you can search for them on its website.
Building Permits and Regulations in the District of Columbia
Anyone who wants to build a new home, renovate an existing one, or demolish a building must first apply for a building permit. You can do so with the state resource, the Washington D.C. Department of Buildings. Wait until your permit has been approved before beginning work.
How Can I Search for Property Records?
Many people embark on a property history search to find out more about a specific property. Property records are public, so it is entirely legal for anyone to search for them. Thankfully, you have many options available when searching. Try the methods below to see what works for you.
Online Property Record Search
You can first try a basic online property record search. Type the full property address into a Google search bar and review the results. You will probably see realty websites and general information, but not necessarily what you need.
In-Person Property Record Search
Visit the Washington, D.C. OTR Recorder of Deeds office to request records. By law, they must supply you with them. However, if you need certified copies, you will have to pay a small fee.
Using Property Record Indexes
Property indexes litter the internet. Many have legitimate information and use reputable sources. However, others source from sketchy repositories and do not update their records regularly. Be careful when using these indexes.
Utilizing Commercial Services
The best way to search for records nationwide is to use a professional service like PropertyChecker. You can run unlimited searches and find everything in one place within minutes. Save time and money; don't waste your time on another inferior source for property records.
How to Search Property Records by Address
The best way to search is to use the entire property address, including the street, city, and zip code. This method will give you the best results.
How to Search Property Records by Name
You can sometimes search using the owner's name but may also get many wrong results, as many people share the same name.
Understanding Property Ownership in Washington DC
Owing a piece of the capital is an amazing thing. Although living in the District of Columbia is pricey, it's an exciting part of the county. But you must maintain your property to retain its value, and if you have a mortgage, you have to make regular payments with interest.
Identifying Property Owners
Many situations arise where you need to find the owner of a specific property. Thankfully, you can do so easily by contacting the recorder of deeds office and asking to see the latest deed. That will tell you who owns it and when they purchased it.
Chain of Title
The chain of title is the public list of every owner who ever owned a piece of property. It is documented through deeds held at the recorder of deeds office. The chain of title remains unbroken; someone has always owned it.
Ownership History and Transfers
Property usually changes hands through real estate sales, but that is not the only way. Often, a parent or family member will leave property to another in their will or gift it to someone while they are still living. Less frequently, a homeowner will sign the deed to their home over to a company to pay off a debt.
Property Descriptions and Boundaries in Washington DC
Every piece of real property has its own legal property description. These appear in deeds, mortgages, appraisals, assessments, and other documents. The description has map coordinates and descriptive terms like natural landmarks to make it easy to find.
Surveys and Land Measurements
Surveys measure the land to derive map coordinates and exact boundaries. They are used before building new construction, installing utilities, and in boundary disputes.
Boundary Disputes and Resolutions
A boundary dispute occurs when someone thinks another party is trespassing on their land. They sometimes take the guilty person to court and let the judge decide. The courts often hire professional surveyors to map the exact boundaries to put an end to the issue.
Liens, Encumbrances, and Property Records in the District of Columbia
Encumbrances like liens appear readily in property records and can be damaging to the property and its owners. Too many liens indicate a severe financial problem. Liens also lower the value of the property and make it harder to sell. There are two main types of liens: voluntary and involuntary.
Voluntary Liens
Voluntary liens are those over which you have some control. You choose to use your home as collateral when you take out a mortgage, home equity loan, or other financing. Even voluntary liens can lead to foreclosure and the loss of your home.
Mortgage Liens
Anyone with a mortgage will have a lien on their property. The lien remains until the loan is paid off. If the homeowner defaults on the loan, the lender can foreclose and sell the house to get their money back.
Involuntary Liens
You do not have any control over involuntary liens. These are imposed by creditors or tax authorities when you fail to pay your debt. These almost always lead to foreclosure and the loss of the home.
Mechanic's Liens
A mechanic's lien is a legal claim on a property for materials or unpaid labor on the home. Usually, contractors, subcontractors, landscapers, architects, and laborers file these types of liens. Filers must follow a strict timeline to file and then sue the homeowner in court to enforce the lien.
Tax Liens
If someone doesn't pay their annual taxes, the Washington Office of Tax and Revenue can put a lien on their house. If they refuse to pay, that office can seize and sell their property at auction to pay off the back taxes.
Judgment Liens
Other creditors can file a judgment lien against a homeowner if the homeowner doesn't pay what they owe. These issues end up in court, and a judge gives the creditor the right to file the lien and eventually foreclose to get their money.
Property Records and Real Estate Transactions in the District of Columbia
Property records are paramount in real estate sales and other realty-related transactions. Before the sale, many of the people involved (realtors, appraisers, title companies, buyers, sellers, attorneys, etc.) use property records to research the property and learn more. New records will also be created during the process and replace older ones.
Buying Property: Due Diligence
A property history search can help you learn more about a property and make a smarter decision when buying it. Before buying, consider the taxes, value, insurance, and other items.
Selling Property: Providing Disclosure
Before selling a property, you must disclose certain material defects to potential buyers. The most common things to disclose are asbestos and lead paint. If you are not the property's original owner, you can consult property records to learn more.
Title Searches and Insurance
Anyone with a mortgage must buy title insurance. Title insurance protects the lender and the owner against any legal claims on the property that occur after the sale. Your attorney or title company will perform a property title search to look for any potential issues that could sully the sale.
Foreclosure and Property Records in the District of Columbia
Foreclosures occur when a homeowner fails to pay their mortgage for three months or more. The process can last months and, eventually, result in the sale of the home at auction. Foreclosure homes are valued lower than fair market value and can be complicated to sell. They do appear in public property records, but most buyers won't want to deal with the hassles.
Pre-Foreclosures in the District of Columbia
Pre-foreclosure homes are in the process of foreclosure but have not yet been sold at auction. This is a prime time for investors to swoop in and offer the buyer money to absolve their debt. The investor picks up the home cheaply and can sell it for a profit.
When was the House Built?
If you want to find out when the house was built, contact the recorder of deeds office and ask for the first building permit for that property. That will tell you when it was built and who first owned it.
Property Records and Property Values
Property values are essential information that anyone buying or selling property should know. These values can change rapidly based on the local housing market, inflation, and other economic factors. These values appear in property records like appraisals, assessments, mortgages, etc. The median home price in Washington, D.C., is $599.900.
Assessments and Appraisals
Private and government officials use assessments and appraisals to value property for different reasons. For instance, state tax officials in Washington, D.C., use assessments to set tax rates.
Private appraisers use complex formulas and software to determine the value of a property for mortgages and estate planning.
Privacy and Property Records
There is no "privacy" in public property records. Once something is made public, it remains so for as long as public property records support it. When you purchase a property, your name and address will appear in public property records.
Accessing Public Property Records
Anyone has the legal right to access property records at any time. You can visit the District of Columbia Recorder of Deeds office or use their online tool to find them. You can also find them in other ways. Certified copies are available for a small fee.
Why are Property Records Public?
Property records are public as part of transparency laws. First, they preserve the public chain of title, showing everyone who has ever owned a certain property. These are documented through deeds. Second, they prevent any one government office from having too much power over the people.
How Do I Protect My Personal Information in Property Records?
It's difficult these days to protect all your personal information, which can expose you to identity theft and fraud. However, you can minimize your exposure by asking property records repositories and government offices to remove anything about you beyond your name and address.
Maintaining and Amending Property Records
When you need to rely on property records, it's best if they are up-to-date and accurate. It's your responsibility to keep your records updated. The agency in charge of them will not know to update them automatically as things in your life change.
Correcting Errors on Property Records
Sometimes, property records contain errors. To correct any inaccuracies on yours, contact the Washington D.C. Recorder of Deeds office and ask them to fix them. You may have to supply source documentation proving the error.
Amending Property Records for Legal Changes
You should also update property records when someone dies. To do this, bring the death certificate, the person's will, and the beneficiary who inherited the land to the recorder of deeds office and ask them to draft a new deed. To be legal, it must be signed, notarized, and witnessed.
How to Change the Name on Property Records in the District of Columbia
If you get married or divorced, you will want to change your property records. Bring your marriage certificate or divorce decree to the recorder of deeds office in Washington, D.C., to update your records.
What Should I Consider When Buying a Property Using Property Records?
Before buying property in Washington, D.C., you must consider a few things. The value is important, as are the taxes and insurance. Check out the property to see if it has any liens or foreclosures on it. You can use PropertyChecker as your ultimate source for all types of property records nationwide.
Search Washington D.C. Property Records
Search Washington D.C. Property Records
Table of Contents
- Property Records in Washington D.C.
- What Are Property Records in Washington DC?
- The Role of the Recorder of Deeds
- Types of Property Records
- How Can I Search for Property Records?
- Understanding Property Ownership in Washington DC
- Property Descriptions and Boundaries in Washington DC
- Liens, Encumbrances, and Property Records in the District of Columbia
- Property Records and Real Estate Transactions in the District of Columbia
- Property Records and Property Values
- Privacy and Property Records
- Maintaining and Amending Property Records